Consolidate. Use one company to insure not only your home but also your car or other vehicle(s). Packaging multiple types of insurance together with a single company usually nets you a discount.
Carry. If you can afford to maintain a higher deductible, you might wish to do so. A higher deductible usually translates to lower monthly premiums. However, always be sure that you carry enough insurance. Remember, you’re going to be covering the cost of replacing your home, not just the market value.
Research. Shop around for the best deal on insurance. Many companies will provide a free comparison service. Also keep an eye out for other, miscellaneous discounts. For example, some retirees may qualify for discounted theft insurance (as they are home more often than those with full time careers).
Review. Go over your insurance policies on a yearly basis. Plans may change, or items may increase or depreciate in value. Make sure the insurance covering your valuables is the appropriate amount.
Connect. Inquire among your work associates, friends and social connections as to insurance options. Alumni groups, fraternal organizations, corporations and associations often offer lower insurance rates to their membership or affiliates.
Constancy. Once you have found the best insurer, stick with them. Chances are, they reward customer loyalty with constant (or in some cases slowly decreasing) insurance premiums.
Author:Yael Shanee Phone: 917-705-3717 Dated: July 7th 2017 Views: 217 About Yael: Real Estate Agent CBR (21 years experience)
Specialties: Buyer's & Seller's Agent, Income and Mixed...
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Prime Realty was founded by Mitchell Slavuter a licensed broker in 2009. Although, Prime Realty is a relatively young company, Mitchell has been in the business for 15 years. Mitchell's love of Real Estate has brought Prime Realty where it is today and continues to grow in leaps and bounds presently staffing over 80 dedicated and enthusiastic Sales Associates, which whom Mitchell shares his passion and eagerness for the business. Please get to know them and put a name to their faces as well, by viewing their individual biographies.
Prime Realty is a family oriented company, dedicated to exceeding your expectations. Being a part of the Prime Realty family means we pledge our diligence and discretion to you, THE CUSTOMER. We understand that buying and/or selling a home can be one of the most complex decisions you will ever have to make. That’s why Prime Realty embarks upon such a transaction with attention to detail and professionalism.
We pledge only unsurpassed excellence to you “The Customer” as we consider you a part of our Prime Realty family. So please join us and let us make this time of your life just a little bit easier, by paying attention to particulars.
Look at Prime Realty as your ONE STOP SHOPPING!! Prime Realty is all you’ll need to sell your home and buy another. With offices conveniently located on Northern Boulevard in Little Neck and Lefferts Boulevard in Kew Gardens, look NO further – you have found what you’re looking for!!!
6 Tips for Lower Homeowners' InsuranceConsolidate. Use one company to
"We hired Yael as a real estate agent to help us buy our first home in Elmont, NY. With Yael this was the only decision we had to make. From finding the best person to finance to hiring an inspector to finding an attorney to closing the deal, Yael assisted us with all the aspects of buying a home. Prior to speaking to Yael, I had spoken with a couple other realtors and the first thing they would ask was...have you been pre-approved? Not with Yael, she started from square 1 with me...what are you looking for, how much do you want to spend, I have a great lender who can give you a pre-approval. Being a first time home buyer, this process can be very confusing, therefore having Yael point us in the right direction and recommending people that she works alongside on a daily basis and are as helpful and professional as her was a great help! She was my first point of contact during the entire process and always responded quickly to my questions (I had many) via her personal cell or email. She treated us like her own family and I feel like I have known her for years. We happened to find our dream home on the first day that we started looking for a house! However Yael was still understanding to our needs to continue looking at other prospects for comparison and we ended up going with the house she showed us on our first day of showing : ) The properties Yael shows are specifically tailored to you and/or your families' needs and I gotta say she is pretty spot on. Yael is also very professional and extremely kind and understanding. For these reasons and many more I would highly recommend Yael to anyone looking for a great real estate agent to show them top notch properties and walk them through the entire process. With Yael you don't have to worry, you are in good hands."